The governments of the world are committed to devaluing global currencies. In October 2014, former Federal Reserve Chair Alan Greenspan said, “The Fed’s balance sheet is a pile of tinder, but it hasn’t been lit … inflation will eventually have to rise.” He later stated in February 2015 that U.S. stocks are “without a doubt extremely overvalued.” Similarly, in 2013, the Government Accountability Office warned that the U.S. “is on an unsustainable fiscal path.” Former Fed Chair Ben Bernanke echoed this in 2010, calling U.S. debt levels “unsustainable.” Since then, our national debt has increased dramatically.
In light of these warnings, portfolio diversification is more crucial than ever, and precious metals have long been a time-tested method for preserving wealth. Under current conditions, it makes sense to allocate a portion of your portfolio to precious metals. These assets have become an increasingly popular alternative in Self-Directed IRAs (SDIRAs), 401(k)s, 403(b)s, and Pension Plans. Transferring funds into a Self-Directed Precious Metals IRA is a government-approved, tax-free, and penalty-free process. Call our offices today to begin your transfer and secure your portfolio.
Why a Self-Directed IRA Instead of a Traditional IRA?
A Self-Directed IRA (SDIRA) offers more investment flexibility than a Traditional IRA, allowing you to hold alternative assets such as precious metals, real estate, private equity, and more.
| Feature | Traditional IRA | Self-Directed IRA |
|---|---|---|
| Asset Options | Stocks, bonds, mutual funds | Stocks, bonds, mutual funds, plus alternative assets like gold, silver, real estate, and private equity |
| Custodian Control | Limited to conventional investments | Allows a broader range of investments through specialized custodians |
| Precious Metals Investment | Not allowed | Permitted if stored in an IRS-approved depository |
| Who Should Consider? | Those preferring standard market investments | Investors seeking diversification beyond traditional assets |
By choosing a Self-Directed IRA, you gain greater control over your retirement portfolio while protecting against economic uncertainty.
The Role of Precious Metals in Your Portfolio
Investing in gold isn’t about seeking high returns—it’s about protecting your overall portfolio. While traditional investments can continue to deliver expected gains, allocating 15–30% of your Self-Directed IRA to precious metals can safeguard your portfolio against a declining dollar.
As the old joke goes, when an economist was asked how he was doing, he responded, “Compared to what?” This humor underscores the importance of context. While the number of dollars in your account may rise, their purchasing power could diminish. Are your investments keeping pace with the rising costs of commodities such as medical care, food, and education?
How to Get Started
Client Steps:
- Select a Self-Directed IRA Custodian and open an account.
- Fund your Self-Directed IRA, typically through a tax-free, penalty-free transfer (rollover) from an existing IRA or 401(k).
- Call RPMEX at (800) 257-3253 to place your precious metals order.
- Receive an invoice from RPMEX.
- Sign the invoice and fax it to your Self-Directed IRA Custodian.
Custodian & RPMEX Steps:
- RPMEX invoices the Self-Directed IRA Custodian.
- The Self-Directed IRA Custodian funds RPMEX.
- RPMEX ships the metals to the approved Self-Directed IRA depository.
- The depository verifies and securely stores the metals for your Self-Directed IRA.